I used to keep separate envelopes for different expenses. Each paycheck I would put some money in each envelope for whatever I was saving for. Usually bills, car insurance, etc. Now I just pay everything online. Is one way better than the other? I don’t know. But it worked for me back then.
I used to keep my credit cards at home. If a purchase was worth going into debt for, I’d give myself the thinking time to get it.
Also, getting paid cash and keeping it in my knicker drawer really helped!
Now, in a terrible blow for feminism, I do not have access to the credit card. Husband is way more controlled!
Haha as long as it helps!
I used to keep separate envelopes for different expenses. Each paycheck I would put some money in each envelope for whatever I was saving for. Usually bills, car insurance, etc. Now I just pay everything online. Is one way better than the other? I don’t know. But it worked for me back then.